Turn multi-day account opening into a guided, minutes-long digital journey. AI agents verify identity, extract data from submitted documents, and run instant risk-based decisioning, so applicants get funded accounts without ever visiting a branch.
Four connected capabilities take an applicant from first click to a funded account.
Identity Verification
AI-driven liveness detection and government ID matching confirm applicant identity in real time, cutting out manual lookups and callbacks.
< 30s
ID Verification
Document Capture & Extraction
Intelligent OCR and data extraction pull applicant details from IDs, proof of address, and income documents, auto-populating the application.
95%
Extraction Accuracy
Instant Decisioning
Risk-based decisioning engines evaluate creditworthiness and account risk instantly, approving low-risk applicants without manual intervention.
80%
Straight-Through Rate
Seamless Handoff & Funding
Approved accounts flow automatically into core banking and funding workflows, with exception cases routed to reviewers with full context attached.
3x
Faster Time-to-Fund
Incredible challenger brands that left a lasting impression in 2025